17 year old car insurance policies are costlier than the car insurance policies for those who are of older age. It’s because they have higher chances of accidents and hence the teenagers face a tough time to land on an insurance with decent offers & cheap cost.
Although, there are other easier ways for 17 year old car insurance policy to get approved easily at low costs.
A 17 year old teenager can enjoy the car insurance policy of his/her parents’ for his/her own car. This is legal and fine, but it must be proven that he/she is living with parents in the same home. Unless, he/she can be filed for Insurance forgery.
Here’s something that would help you to get a 17 year old car insurance policy at good discount. Maintain good grades at school. It would be counted that you’re responsible at school and the same would replicate in your real life. You can enjoy maximum of 25% discount from the insurance cost, by showing your good grades at school.
Your driving records will always speak for you. You can gain some good reputation with the insurance company by showing your records & experiences. Hence, you can expect some benefits from the company apart from the insurance policy for your car.
Besides all of them, the insurance cost is majorly dependant on the type of your car. Don’t expect low insurance cost for your flashy sports car. You must have a thick wallet to pay the insurance company if you are planning to get 17 year old car insurance for one such car. But for a safe model car like older model of Honda Civic or a Volvo, you can get insurance with as little trouble as possible.
As a teenager, you might find the precaution measures set by the insurance companies are unreasonable. Not really! These measures favour the company and the reasons are valid. Acquiring a 17 year old car insurance by following the precautions is highly legal & recommended.